Payday Loan FAQs
What is a Payday Loan?
Payday loans, also known as cash advances, are short-term unsecured loans that are granted in small amounts to be repaid with the consumer’s next paycheck.
How much can I receive with a Payday Loan?
We start out at $25, and we go all the way up to $425.
How do I obtain a Payday Loan?
You can apply here on our website and fill out an online application, or you can visit our office in person, and we will be glad to assist you.
Is my Payday Loan transaction confidential?
Yes, we take all necessary steps to protect you and your privacy.
What do I need to apply for a Payday Loan?
You will need a personal check or bank account and routing number, current bank statement, most recent paycheck stubs, your driver’s license or state-issued ID, social security number, proof of home address (phone or utility bill) and a valid phone number.
How long does it take to get approved for a Payday Loan?
Most approvals are quick and fast and take minutes for approval.
If I do not use checks, can I still get a Payday Loan?
Yes, if you have a checking account that will accept personal checks. Please have your account number and routing number available.
I am on Social Security or disability. Can I still get a Payday Loan?
Yes, you do qualify for a payday loan even if you are on Social Security or disability.
When will my Payday Loan be due?
We hold your check until your next payday. At that time you can come in and pay off your loan, and we will release your check back to you. You can also redo your loan at that time.
After I pay off my Payday Loan, can I get another Payday Loan?
Yes, you can immediately take out another payday loan as soon as your first payday loan is paid off – there is no waiting period.
What happens when I miss a payment?
We will work with you to establish payment arrangements. We are committed to collecting past due accounts in a fair and lawful manner.
What happens if I change my mind after taking out a Payday Loan advance?
You can rescind the transaction at no cost before the end of business the following day, if the full amount is returned.
Title Loan FAQs
What is a Title Loan?
If you own your vehicle, a title loan allows you to borrow money based on the car’s value. To qualify for a loan, you must bring the car by our office so we can physically do an appraisal on it, then give Cash 2 Go the title to your vehicle as collateral in exchange for the loan, so you can get money immediately.
Can I drive my car while I have the Title Loan?
Yes, you can continue to drive your vehicle while paying the loan. The only thing we keep is your title with us as lien holder.
Can I get a Title Loan on a financed car?
No, the car must be paid off. To get a title loan, you must own the car and have a free and clear title.
Can I get a Title Loan without the car title?
No, a title loan is secured by using the title of the vehicle as collateral.
Must the car be registered under my name?
Yes, the car must be registered in your name with no lien holders.
How much money can I get with a Title Loan?
The loan amount offered to you depends on the condition of your vehicle and any state laws that apply.
How fast can I get my Title Loan money?
The title loan process generally takes 30 minutes. We will have you in and out.
What do I need to apply for a Title Loan?
You will need a current bank statement, most recent paycheck stubs, your driver’s license or state-issued ID, social security number, proof of home address (phone or utility bill), a clear title with no liens and an extra set of keys.
When are my payments due on the Title Loan?
Your payments are due once a month every 30 days. We will give you 22 months to pay back your loan.
How do I pay back the Title Loan?
We accept cash or money orders as methods to pay off your title loans.
Is there any prepayment penalty for Title Loans?
You can pay your account off at any time with no prepayment penalty.
When will I get my vehicle’s title back?
Once you pay your loan off in full, we will give you your title back.
Do I need good credit to get a title loan?
No, we do not run any credit checks on a title loan.
Can I still get a Title Loan if I have had a bankruptcy in the past?
Yes, if your bankruptcy has been discharged, we can help you.